This will cover: Private residential dwelling, walls, outbuildings and gates, Contents, Movable items (All Risks), Domestic Servants, Owner's Liability, Occupiers Liability.


  • Alternative accommodation if premises inhabitable following an insured loss
  • Damage to buildings/fixtures in the course of burglary
  • Theft by domestic servants
  • Cost of debris removal
  • Fire brigade
  • Specified business property at home