1. Home Insurance

This will cover: Private residential dwelling, walls, outbuildings and gates, Contents, Movable items (All Risks), Domestic Servants, Owner's Liability, Occupiers Liability.


  • Alternative accommodation if premises inhabitable following an insured loss
  • Damage to buildings/fixtures in the course of burglary
  • Theft by domestic servants
  • Cost of debris removal
  • Fire brigade
  • Specified business property at home
2. Motor Insurance

Motor insurance generally covers accidental damage to the insured motor vehicle; theft of the vehicle; and third party claims.

3. Medical Insurance4. Education policy

The product is embedded to Toto Bora Account. The customer will have a desired savings amount after the stated period.


  • Life cover where a lump sum equivalent to the desired savings amount is payable in the event of death of the insured life
  • Permanent Total Disability
  • Critical Illness
  • Last Expense benefit

5. Salary protection policy

This offers compensation to formally employed individuals who lose their jobs through no fault of their own. The product also has a life cover that provides income protection for the individual’s family in the unfortunate event they die.

6. Card insurance
  • Replacement charges
  • ATM robbery and hijack
  • Emergency accidental medical expenses
  • Purchase protection
  • Life cover

7. Travel insurance

  • It provides coverage for unexpected risks and financial losses that can occur before a trip starts and while you are traveling, including cancellations, baggage, medical emergencies, and more. It is purchased for short and long trips; and either domestic or international trips.
  • It covers: medical expenses, personal accident, Loss of baggage or loss of checked baggage, and/or Flight Cancellation & Curtailment