This will cover: Private residential dwelling, walls, outbuildings and gates, Contents, Movable items (All Risks), Domestic Servants, Owner's Liability, Occupiers Liability.
- Alternative accommodation if premises inhabitable following an insured loss
- Damage to buildings/fixtures in the course of burglary
- Theft by domestic servants
- Cost of debris removal
- Fire brigade
- Specified business property at home
Motor insurance generally covers accidental damage to the insured motor vehicle; theft of the vehicle; and third party claims.
3. Medical Insurance4. Education policy
The product is embedded to Toto Bora Account. The customer will have a desired savings amount after the stated period.
- Life cover where a lump sum equivalent to the desired savings amount is payable in the event of death of the insured life
- Permanent Total Disability
- Critical Illness
- Last Expense benefit
5. Salary protection policy
This offers compensation to formally employed individuals who lose their jobs through no fault of their own. The product also has a life cover that provides income protection for the individual’s family in the unfortunate event they die.
6. Card insurance
- Replacement charges
- ATM robbery and hijack
- Emergency accidental medical expenses
- Purchase protection
- Life cover
7. Travel insurance
- It provides coverage for unexpected risks and financial losses that can occur before a trip starts and while you are traveling, including cancellations, baggage, medical emergencies, and more. It is purchased for short and long trips; and either domestic or international trips.
- It covers: medical expenses, personal accident, Loss of baggage or loss of checked baggage, and/or Flight Cancellation & Curtailment