This is a loan designed to Finance Business through providing Working Capital and Capital Expenditure.

Loan size

  • Loan ranges from Kshs1,000,001 to Kshs 3,000,000
  • For stock loans, the minimum loan amount is Kshs. 300,000 and maximum amount of Kshs. 3,000,000


  • Business registration certificate
  • For Ltd Companies; Certificate of Incorporation, Articles and Memorandum of Association, PIN of the Company and Copies of IDs and PINs of the Directors
  • Audited or Management Accounts for the last three years (limited liability company)
  • Copy of business records
  • Current six months bank statements from other banks
  • Loan statement from previous borrowings
  • Spousal consent and copy of I.D
  • Copy of utility bill
  • Copy of logbook, title deed etc being offered as security
  • Operate JBB account for at least 3 months
  • Business photos MUST be provided